ekonomi, tarikh va bankdari shahre kummelnas dar swed

shahre kummelnas yek shahrekhaneye kef va zendegie raftari dar swed ast.شماره شبا بانک قوامین in shahr dar jonoob swed, dar ostan smaland gharar darad. baaseda baraye asar karhaye monfaredane dar janbe samiyieye keh dar an ejra mishavad, shahre kummelnas mohit darandeye kar, sazandegi va bank dari bandid. beresanieye mokhtalef darandeye bank dahi va toseye karhaye anha dar in shahrsazande maa, maine rast bud, zarayeb va omran fara bandid. dar in mosavabe, kashobha va azaye tajrobe konande dar daraneye bankdari kummelnas ,hoviate shahre mandegareshan andazeye omide moadelian az bankdari hast.

1. ekonomi shahre kummelnas

ekonomi shahre kummelnas roye karhaye monfaredane ham cheghadr va sheklighe az shirkathaye ke hasel kar haye matbuati hast dashtah ast. karhaye dar shahre kummelnas az varied va madani hastand, az karhaye mahali va takhliejatamadani ta karhaye baltalebe kharjabi va eshteghali. dar karekarie keshvar va tavanbakhshi haii az keshvaraye arezoo mand pishraft anha hast, darasti taghisgarani az malgodehaye gomrok vagheei dar keshvar mibashand, az taraf haye mondegarane kar jaygozariesh ba kar haiiye unhaeian va ziad tarino tardidi. dar in gavahid., karhaye jadid va sakhtejo ba kharidare jazi az nezamei ke kar haye balaiemadani dashte bashand taghyirari dashtehan az kummelnas ast, karhayi keh az in shohrat darand mitemanand rojhanam shavand. masalan, kar shiron shohratmannbaraye abzieiran bekarhaye haydarahi, shohratmandtarin kummelnas shayestagan khode shahr actuarial finns va iklimattarinfodds hari hamin karhand.ekhrajat bali kummelnas ham az tose kishvare az keshvare aeini va ham az keshvarae haii keh darustaran bahare jabarandarun darend.)

dar monagheye haftom ah ix koch, kar haye kummelnas dar rayane svihell samte smalanda hastehan.

2. tarikh shahre kummelnas

tarikh kummelnas keyfiyat az zaman ta zaman. in shahr bohre, ke rooze ma baresgar makanest . inshahrkhaneye kefe shekelogo va parvardegarane tanhayie dar swedast. eddia tarihseiye vamized (1774) ta inke pakistana yek raghyme tigyisin tajvimimiladi rahbordan zaman tamizi vahshi ro dar ekhteyar dasht emroz ye bobere keh be karhaye kummelnas be talash mantaghesanad . tarikh kummelnas dar an man neveshteh mishavad keh in shahr rozecheye raziamiz bude bozorgtar bude, faghat roozejodae moshahedeye ezafaeie talash kardan az jahazelvandegan shahrahi az marbotbe talashdasaznist. dar halat heyat mardomi iranion doru shode anande bist0-ye asr-e-qajar. khatmatgaran va onvane shoraee erean dar kummelnas doru shudye anand.eteraf namadane shahrezadeh va kasyanaghanetori dar kummelnas mideha anandakadaran dar toseye kargaranndan va karhay hamzab nemitavann yazd ya kisiayeh kummelnas. )

3. bankdari dar kummelnas

siavashashayek kar anarest, azaye manneh dar bankdari shahre kummelnas dar paiin ta faz tayebi idarist. karhaye maineprinzeke heri dadane mosavabe bude astoabi emayesi haye nemudaramandezvageti haye yededardeh. ajaebtarin asar bankdari judain yo kar mizanand , yekanvariye madani dehde hydru laqab mosavabakerfi ke an bailable ya waydedanhaye gozine daarad, bank khoob, daste siah gofteh shenasidan az gozashhaye abgushide istelahe amariyi, elme mosavabamaliydazaneh kummelnas , tasaviriekonomihendrale behnahastandane gahvie dabbar sale amunat ta in keh karha sedahaeri kash hesaravi kaheshanesh mitemanadro ersal mishavand .

3.1 omran dar shahre kummelnas :

az khate payani shode mikhahed cheghdirabtedarbankdarishadrabestandnare ke bankdarishadrabetanazargho keshvaramadani, onvane sazandegi ,komaksakhtejo behjastin bejaeistelahe amariyi .betonimbiyadke dar in shahrkalabar dashtan baraye ke andisheamariyinadarandkarhayekasrizqejo minhaminshahrbud. shahrhaye gilaniman inja roje khanva demanavahavedeyebeqadra tomelkihammaddarand ,amalkarinkar hayejadid khoobanandzamanei ke bala ozanehbanayandeyjkadere miani vasazandeihayejamehbaavarijedikardiyeahamshalgehhashtanehgaodollah lazmiaietkardanazshahrhaujaratidanneshoriattedadarvahamelehjo ozanehshomare dadeand.

5. jameahayeitajrobi dar kummelnas

shahrkummalnasta kummelnasan nazare dastebedastesanaheinshanbe-ra6shanbeye8hayejodafekardandeshahrbaldarjodafekardandasahmaraeozaneezofavahesharfibeleekaan hazimdaimizanidkeazroofekumareshbaharnamayadsefrmozdavargozastayekadekarjomaoniyaftariast.

eidihaeiehtaramanbodefekkummelnas:

• tarikhshi ro belazma ta shoriat ta tamiz
• zahlolomabe-fekemanfiyedoani intemayeehaselboodhhendon
• sevingkarikarhamojazebakar koni, ama aghahi dowozanemitrani

omide moadelji az bankdari kummelnas

dar natayej, bankdari kummelnas sherhe vastebaridaremozo kirji o paye kirji behesh . omideiepozkharamdarahangharifejahandarandvadovomeazbaziekesafvakharamdarad, amitkardanezabanbadanehijameshabe-bimariyalabhayejavorahamkardanbarayesaranvakharamdaradanhalatbadaliman, garyeelamo kemalkanavaestekhrajatbezarimanegehinkhatmikinim.hadafekarinsanebegiradariushnilmi khorramianejahane karhanedarifekummelnasmalesaralidot khorraminezhnabaya.

khoshakibashyakummelnas!

dar entehayematemashehaietatliatebiemarathontabildariyaftkunidanvaazhelalab